No subscription, no account required, no trial that expires. Every tool has a genuinely complete free tier. One Pro purchase unlocks the advanced features everywhere.
No subscription. A single $14.99 Pro key unlocks every Pro feature below in Debt Payoff, Budget, and Net Worth. Buy it from inside any of the three tools and it works in all of them.
Unlimited debt tracking, avalanche vs. snowball, budgeting by pay period, and net worth tracking are free in every tool, no account required. Pro adds the modeling, automation, and AI on top.
No. One $14.99 purchase, made from inside any of the three tools, unlocks Pro in all of them.
No. It's a one-time purchase. No recurring charge, no trial that quietly expires.
No account is required to use the free tier. Purchasing Pro issues a license key tied to your purchase, which you enter in the app. Your financial data is never part of that transaction.
Math verified against Excel NPER and CUMIPMT functions
Built by someone with an MBA paying off debt themselves
No dark patterns. No email required. No data collected.